State assistance to beginning entrepreneurs. State aid instruments

Those who are engaged in business activities in Russia are not always aware of the forms of assistance that the state offers to business. Domestic entrepreneurs often think stereotypically: the authorities constantly monitor and check, raise taxes, dismantle the bureaucracy, etc. - that is, they interfere.
Of course, there is some truth in the criticism of the state on this matter. However, we must understand: the country is changing, and what was relevant 10 years ago is no longer entirely true today. And the reality now is: small business support is in effect! The state offers entrepreneurs a variety of programs, both federal and regional. They are quite affordable, designed for different categories and areas of business, and provide various amounts and types of financing and assistance. In order to participate in these programs, you just need to know about them and not be afraid to contact the relevant structures. But bureaucracy can always be overcome.

UPD: Information is current for 2017

What forms of state support for entrepreneurship exist?

Small business support in Russia has legislative framework: relevant federal law (No. 209), decrees and orders of the Government, orders of the Ministry of Economic Development, etc. All these documents, if summarized, offer the following forms of assistance:

• direct financing of entities entrepreneurial activity;
• tax benefits, reduction of mandatory contributions;
• compensation bank interest for business loans;
• business subsidies for reimbursement of certain costs (for example, customs);
• introduction of mandatory quotas for government procurement from small businesses;
• special provision procedure land plots;
• establishment of preferential state rent. property;
• simplification of the accounting and reporting system, registration of licenses, permits, approvals, etc.;
• providing small businesses with additional preferences in government procurement;
• creation and assistance in the work of structures dealing with the development of entrepreneurship.

Direct support is provided in the form of financial, property, information, advisory and educational assistance.

Federal programs for 2017

1. The country’s main program for entrepreneurship development is implemented by the Ministry economic development since 2005 and will work in 2017. Its mechanism of action is as follows.

The regions receive targeted subsidies from the federal budget for support for small businesses in 2017 under government programs. These state funds are necessarily supplemented with money from regional budgets. And then everything is transferred to special local infrastructure: guarantee funds, financial companies, microfinance organizations, etc. They are determined on a competitive basis and are, on the one hand, managers of budget funds, and on the other hand, they are responsible to the state for their targeted and efficient use. By transferring funds to such organizations, the state distances itself from direct financing of private structures, removes officials from the process of identifying candidates for receiving grants for small businesses.

The conditions and directions for providing financial and other resources are different in each region: in some places the priority is new business ideas, starting from scratch, while in others they support an existing and established business for the purpose of expansion, modernization, etc.

2. In 2015, in accordance with the Presidential Decree, a small and medium-sized enterprise corporation - “SME” was created. It is expected that over time it will become the main instrument for implementing federal policy to support entrepreneurial activity.

For some time there will be a period of formation of the SME Corporation, but next year it is planned to finance business projects through it, not provide financial assistance. A center for financial and credit assistance to entrepreneurs will be created on the basis of the corporation.

The work of SMEs will also be carried out through the business support infrastructure described above.

3. Program of SME Bank JSC. This is a separate area of ​​financial assistance to entrepreneurs at the expense of government funds, has been operating since 2004. The Bank implements its tasks through other banks, as well as through partner organizations. Main forms of support: bank loans (for special conditions), microloans, leasing, as well as a number of others.

4. For 21 years in Russia it has been possible to obtain financing for your innovative business from the state fund for the assistance of small enterprises in the scientific and technical field. The fund provides available credit resources to support production, scientific, technological, energy-saving, social and other significant innovative business projects. The Foundation also has partner banks and various local partner organizations.

5. Program for the development of small rural farms. The Ministry of Agriculture provides subsidies to regional budgets to support agricultural producers. Farmers participate in the program after passing a competitive selection of business plans.

The program provides the following forms of work:

• support for starting a farming activity (so to speak, a startup for a rural resident);
• grants for small businesses in rural areas when creating a family livestock farm;
• reimbursement of interest on bank loans to farmers and citizens with subsidiary farming;
• registration of land plots in the ownership of farms.

6. Startup to open your own business for the unemployed. The Federal Employment Service offers unemployed citizens not only information about vacancies, but also gives them the opportunity to try themselves in small business. To do this, they can receive a small grant - a start-up subsidy. Of course, certain conditions must be met, but in general this program works, and is especially relevant for small towns and villages, where there is not so much big choice banks and financial organizations.

In addition to all-Russian programs and structures that support entrepreneurs, there are a great many regional and municipal programs.

For 2017, 8 billion rubles are planned in the federal budget for small business development programs. The amount is less than in 2016, but it is proposed to spend it more efficiently, including through the recently created SME Corporation. Since July of this year, mandatory quotas have been introduced for the purchase of products from small businesses during the government procurement process, which ensures a certain guaranteed demand.

Where to contact

If you are determined to receive government support for your business activity, you should first develop an appropriate business plan. At least in the form of a piece of paper with the main indicators of income and expenses.

Then you can contact local or regional structures involved in the small business development system. These could be entrepreneurship support funds, business incubators, consulting centers, specialized public organizations, etc. Here you will be given an initial consultation, told which federal and regional programs you can participate in, help you develop a high-quality business plan, etc.

After this you will deal directly with financial institution- manager of budget funds. Here everything depends on the business idea itself, its financial and economic justification, the amount of the requested amount, the performance of your business at the moment, etc. You can count on replenishment working capital, additional or core financing for modernization, expansion of the scope of activities, introduction of new technologies, or, in general, for starting work from scratch.

We must understand that today the state is interested in the development of entrepreneurship and is investing serious money in it. And you can and should take advantage of this!

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State support for small businesses is an important area of ​​economic policy: today there are more than 5.5 million small and medium-sized businesses operating in Russia, which account for 21% of the country's Gross Domestic Product. It is planned that by 2030 the share of small and medium-sized businesses in GDP Russian Federation will reach 45%. That is why diverse government support for small businesses has entered its active phase. About what types of business assistance exist in our country, what subsidies entrepreneurs in Moscow and regions of Russia can count on - in our next material.

State small business support program 2016: financing issues

Let's start with the not so good news: federal subsidies for programs to support small and medium-sized businesses for 2016 are being significantly reduced. According to preliminary information from the Ministry of Economic Development of our country, only 11 billion rubles will be allocated for the entire program next year, while in 2014 this amount was more than 20 billion, and in 2015 – almost 17 billion rubles. These funds will be divided among all constituent entities of Russia on the basis of competitive procedures. Due to a noticeable reduction in support, the regions of the country will have to independently determine the priority areas of business activity for financing. In other words, public funds will be used to actually important areas economics: Agriculture, trade, provision of utilities and household services, social entrepreneurship, innovation activity and others.

But, meanwhile, in our country, every small and medium-sized business has the right to count on comprehensive support from the state - this is regulated by various regulations and, first of all, Federal Law No. 209-FZ. Different programs have their own validity period, terms of provision and budget. In each region of our country, the relevant authorized body is responsible for the implementation of state support measures for small businesses. You can find a complete list of them on the website of the Ministry of Economic Development of the Russian Federation.

Small business development in 2016: subsidies, programs, grants

There are different forms of support for small businesses, in addition to financing, cash subsidies or grants. This, for example, provides training and internship programs for aspiring entrepreneurs, accounting and legal services for small and medium-sized businesses on free terms, preferential rental of premises and many others. Small businesses in our country are supported under certain programs by both government and non-government organizations. But every entrepreneur has the right to take advantage of free help. For example, the opening of a business in 2015 in the regions is helped by funds for supporting small and medium-sized businesses (state or municipal), employment services, investment and guarantee funds, business schools, technology parks and other institutions. Let's briefly look at some of the forms of support that these organizations provide.

• Grants for small business development 2015-2016. This measure of state support is provided, as a rule, by regional authorities. Priority is given to aspiring businessmen from among the disabled, the unemployed, young people, large families and other social categories. The conditions for receiving grants in each region may be different; specially created commissions review applications, but there are conditions for receiving money. This sufficient quantity jobs, revenue, mandatory registration enterprises, a certain area of ​​activity of small or medium-sized businesses and other aspects. Such support for small businesses 2015 is currently very popular among entrepreneurs: the amount of cash grants can reach 300 thousand rubles.
• Guarantee funds to support small businesses. As part of small business support programs, Guarantee Funds help entrepreneurs obtain bank loans. They provide guarantees for various types of contracts. The guarantee fund funds, as a rule, are generated from the federal and regional budgets. In each subject of the country, guarantee funds are issued under certain conditions and if the borrower meets a number of requirements.
• Regional Venture Funds support the most promising projects. The purpose of the work of regional venture funds – this is the selection and financing of innovative or the most promising business projects in the scientific and technical field (startups). Funds for the development of venture funds are allocated from the federal and regional budgets, the rest of the money comes from investments from private investors. Often financing in venture funds is carried out upon transfer of a share authorized capital your company, but there may be other conditions for providing this type of government support.
• Help for entrepreneurs from multifunctional centers. This type free government support for business starts in Russia with next year. At the MFC you will be able to get advice on subsidies for entrepreneurship, prepare all necessary documentation, resolve legal, financial and other issues with competent specialists.
• Opportunities of business incubators for businesses. Also business support, especially innovative projects, so-called “Business incubators” are also engaged in . Entrepreneurs, especially start-ups, can receive financial assistance here, find premises for work (on preferential terms), advice on various fields of activity and many other types of services.
• Business schools to help small businesses. No less powerful support for new small businesses is provided by “Business Schools”, most of which are state-owned and free (for example, on the basis of Employment Centers). Here, those who want to start their own business are taught the basics of doing business, the secrets of marketing and promotion. Training takes place in the form of lectures and seminars, and at the end, students defend their business plans in front of experts. Usually, best projects in the future, government financial support is provided or investments are made in them.
• Subsidies - popular look state support. The most popular type of government support for small and medium-sized businesses in our country among beginning entrepreneurs is receiving subsidies. We will consider which enterprises and what types of subsidies can apply for in the next section.

Subsidizing small businesses in Moscow and the regions in 2016

Municipal and government funds support for small and medium-sized businesses is currently available in almost all Russian regions countries. Their goal is to conduct an examination of entrepreneurial projects, finance and support the most promising of them. Let's consider the options and conditions for providing subsidies using the example of the Russian capital. Of course, Moscow entrepreneurs can count on financial assistance from a number of organizations - support for small businesses in Moscow is implemented to the maximum. For these purposes, in 2012, the State state-financed organization“Small Business of Moscow”, which provides businesses with a range of subsidies. Moscow entrepreneurs can apply for funds in the amount of up to 5 million rubles. To do this, you need to contact the institution for advice, then fill out a number of documents. A prerequisite for receiving subsidies from the state to start a business is that all entrepreneurs must report on the use of the funds received within the prescribed period.

Note
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In general, it should be noted that support for small businesses in Moscow in 2015 is especially relevant: we all know that business is now going through difficult times. The consumer market in both Moscow and the regions is significantly narrowing, and the planning of company activities is complicated by the instability of the economic situation in the country. The presence of a large number of types of subsidies for opening small businesses in Moscow in 2015 does not mean that developing a business in the capital is the easiest. This is also increasing competition, especially since each type of small business subsidy is provided for different conditions. Let's look at some of them.

Subsidies for starting a small business 2016

The amount is up to 500 thousand rubles, provided from the capital’s budget. Cash can be used to equip company premises and workplaces, purchase software or other fixed assets for the operation of the enterprise. Also, according to the conditions for issuing funds, the money can be used to rent an office in Moscow, purchase raw materials or materials, but the purchase amount should not exceed 20% of the total amount of the requested subsidy. A prerequisite for receiving this type of state support for small businesses in Moscow is that no more than two years must have passed from the moment of registration of the enterprise, no more than 250 people must work in the company, and entity must be registered with the tax authorities and have no debts on taxes, fees and other obligatory payments.

Subsidies for loan interest reimbursement

Subsidy to reimburse part of the costs of leasing payments

This support for small businesses in Moscow is certainly in demand: the amount of this type of subsidy reaches 5 million rubles, and funds are issued subject to a financial lease agreement valid no earlier than 2013–2014. The targeted use of funds for the development of small businesses in Moscow must also be confirmed by the entrepreneur in a few months. To do this, you will need to provide the appropriate documentation.

You can learn more about the procedure for receiving subsidies for opening a small business in the capital in 2016 on the website of the State Budgetary Institution “Small Business of Moscow” or by personally contacting this organization. The relevant authorized bodies operate in each region of our country - they also provide different kinds subsidies for starting a small business.

If you are just planning to start your own business, state support for small businesses in 2016 will be a good opportunity to receive the funds necessary for the development of the project.

The state helps beginning businessmen by providing comprehensive support and offering many programs. Most often these are subsidies for small businesses. Is also carried out free education entrepreneurs. In addition, the state provides assistance in obtaining loans and invites entrepreneurs to take part in exhibitions. Such programs operate in all regions.

In 2016, the government allocated about 17 billion rubles for business development. These funds were allocated to the regions. Today, many events are held specifically to help entrepreneurs.

How to get help

There are businessmen who still have not received help from the state. But many entrepreneurs simply do not know that such an opportunity exists. State support for small businesses in 2016 will allow entrepreneurs to start their own business. You can find out about all current programs from organizations and departments that are responsible for the development of this area. In addition, you will find information about programs in regional and municipal administrations.

Support for entrepreneurs is provided in various areas. Most often it is expressed in the issuance of cash grants and subsidies to entrepreneurs. In addition, businessmen are trained. It is carried out absolutely free of charge, or with minimal costs from their side.

Businessmen are provided with assistance in signing a leasing agreement. Participation in a business incubator is possible. This will be of interest to those businessmen who want to find office space.

Help is also provided in the following cases:

1. When providing services on an outsourcing basis. We are talking about accounting and legal services. Specialists provide assistance free of charge, or significantly reduce the cost of services.
2. Entrepreneurs receive discounts and can take part in fairs and exhibitions on preferential terms.
3. Businessmen are provided with assistance in purchasing or renting production sites that are municipally owned.

If you want to participate in the program, you must first check whether it is available in your area.
Almost every municipality has its own activities.

There are different types of support for small businesses non-profit organizations. Active participation accepted by commercial companies. They are the link between the state and business structures. Such organizations are engaged in the implementation of the activities provided for in the program.

These are many venture funds, the largest investment companies. Banks have become partners of the state, public organization. The system includes business schools and other educational institutions.

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State aid instruments

Tools for providing assistance to businessmen are divided into direct and indirect. The latter may include tax breaks on payments to the local budget. They are introduced at the initiative of regional authorities. But it must be said that such benefits do not exist everywhere.

Tools include organizing infrastructure for doing business and creating business incubators.
If you decide to start your own business, take funds for business development from the state. This can be done in different ways.

Subsidies. If you have just completed registration, received the status of an individual entrepreneur, or became the founder of an LLC, then you have the right to receive a subsidy. Please note that only those entrepreneurs who have been in business for no more than 2 years can receive assistance.

Remember that each region has its own rules for receiving subsidies. Choose those programs that operate in the region where the business is registered.

In addition, there are several basic conditions that must be met. These include the following points:

• An entrepreneur can spend funds only in accordance with established rules;
• all expenses must be clearly documented.

When the reporting period ends, you must submit receipts, invoices and other documents to the regulatory authority. Any improper use of funds or their insufficient utilization may lead to a demand for the return of money to the budget. This rule applies to situations where a businessman cannot document expenses.

It should be taken into account that it is unlikely that it will be possible to open a business entirely with state money. But you can get funds, because the state provides co-financing.

A businessman can receive one-time financial assistance. Take money to open own project it will turn out in Federal service employment. This is possible within the framework of a special program that was developed to enable citizens who have become unemployed to start their own business.

The program provides for the entrepreneur to fulfill the following points:

1. A citizen must obtain unemployed status by registering. If all the offers made by the employment service are not suitable for the person, then you can move on to the next stage.
2. You need to declare that you want to open a small business. You may be offered free training and assistance in preparing a business development plan. When it is approved, you will be registered and receive the status individual entrepreneur, or become the founder of an LLC.
3. When the employment center receives documents from the Federal Tax Service, you need to sign an agreement. Very important point upon receipt of the amount is reported.

The easiest way to legally do business in our country is. But in order to start your own business, you definitely need start-up capital. If you don’t have your own savings, you can borrow money from friends and relatives, or go to a bank for a loan, or turn to the employment center at your place of residence for help. Our state takes care of its citizens and provides assistance and assistance in opening own business in the form of a one-time payment of a certain amount of money. Today we will look at what this amount is and how to get it.

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As part of the state program of the Russian Federation “Assistance to beginning entrepreneurs,” the employment center provides citizens with financial assistance in starting their own business (). This is beneficial for the state, because in this way, firstly, the number of unemployed decreases, and secondly, those who have achieved any success will pay to the treasury. However, as statistics show, only 2% of the unemployed apply for this help.

Who can count on help from the employment center

• persons over 18 years of age;
• persons registered with the employment center and who are in the status of unemployed;
• persons who have been registered with the employment center for more than 1 month and who have been unable to find employment due to the lack of suitable work.

Along with this, it would be advisable to consider in what cases and to whom this financial support will not be provided:

• women on maternity leave;
• minor citizens of the Russian Federation;
• citizens who have reached retirement age;
• full-time students of an educational institution;
• persons working under an employment contract;
• persons registered as individual entrepreneurs or LLCs (at least half a year must pass from the date of closure);
• convicted persons dismissed from work by a court verdict who are subject to imprisonment or other punishment;
• certain categories of military personnel;
• persons dismissed from work due to repeated violations labor discipline(failure to show up for work or appearing drunk, theft of property, absenteeism, inappropriate performance of work duties);
• persons who registered with the employment center, but refused two or more offered jobs within 10 days from the date of registration;
• persons who regularly violate and fail to comply with the requirements of the employment service (violation of registration deadlines, ignoring proposed work options and failure to appear for an interview).

IMPORTANT: financial assistance in starting your own business is provided in the form of payment of a sum of money equal to the amount of unemployment benefits for one year.

What is the help of the employment center?

Please note that financial support is provided on the basis of the Federal Program for Support of Small and Medium Businesses (2005-2020), the Law “On state support small business in the Russian Federation" dated June 14, 1995 No. 88-FZ and other legislative acts. So, how can a job center help you?

• Firstly, if all conditions and requirements are met, a certain amount of money will be paid when registering your own business. Its amount will depend on the amount of the assigned benefit based on length of service and wages at the last place of work. On average, entrepreneurs received up to 58 thousand rubles for their own business.
• Secondly, in some cases, the amount spent at various stages of registering your business can be compensated. For example, the amount paid in quality may be returned, notary services may be compensated, and funds spent on purchasing forms, legal consultations, etc. may be reimbursed.
• Thirdly, at the employment center, the aspiring entrepreneur will be advised on all the basic legal issues of starting a business, will be given the opportunity to attend business training, will be helped with drawing up a business plan and sometimes even with renting premises, the fee for which will be below average market value according to your region.

How to get a subsidy for opening an individual entrepreneur

First of all, as noted above, you must register for unemployment. To do this, you need to collect documents and come to the employment center. Needed:

This article talks about typical solutions legal issues, but each case is individual. If you want to find out how to solve your particular problem, contact our consultant absolutely FREE!

• passport;
• SNILS;
• employment history;
• education document;
• a certificate from the last place of work about income for the last three months.

You can find out a specific list of documents for your region by calling the employment center at your place of residence.

IMPORTANT: registration for unemployment may be denied to persons who have not worked for unjustified reasons for more than 5 years. After all, if a person has found the means to live for 5 years, he will be able to provide for himself in the future.

1. We are writing an application for unemployment benefits.
2. We seek advice from a specialist at the employment center. He will tell you everything and bring you up to date.
3. We are writing an application to confirm your desire to open your own business.
4. We are undergoing testing.
5. We are developing a business plan. Writing a business plan is not an easy task and requires certain skills and knowledge. There are two options:
   • Seek help from specialists and draw up a business plan. The fee for such a service is on average 5 – 20 thousand rubles.
   • Explore for yourself necessary materials on the Internet, go to business trainings and develop a business plan yourself.

   Whichever option you choose, consider the criteria that a good business plan must meet in the eyes of the job center commission that will review your idea.

   • Innovation and originality of the business idea. Such a business plan will attract more attention than the hundredth grocery store on Lenin Avenue, and will have a much greater chance of approval;
   • Profitability. There is no point in running a business if it is unprofitable;
   • Hiring employees. If your business plan involves hiring workers, it will have a lot of weight, because the goal of the employment center is to employ the population. And you yourself find a job, and also help others;
   • Initial capital. It will not be possible to open a business only with the money that the employment center offers as assistance. You need to invest your own money. The ratio should be approximately 1:2 or even 1:3. If you plan to receive 58 thousand rubles from the state and invest your 10 thousand rubles, you will most likely be denied a subsidy.
   • Expenses. It is important for the state that the allocated money is spent wisely. In the business plan, it is recommended to indicate the expenditure of the subsidy on the purchase of basic material resources: equipment, furniture, transport, and not for rent or advertising.
6. We submit documents to receive a subsidy to the employment center (application and business plan). The documents are reviewed by a special commission. Professionals assess your entrepreneurial ability and analyze your business plan. The decision to issue a subsidy is made by the director of the employment center based on the commission’s findings. His decision is formalized by order. In general, it takes no more than 10 working days to make a decision.
7. If approved, the employment center notifies you of its decision, and you enter into an agreement to transfer the subsidy.

   IMPORTANT: you cannot register an individual entrepreneur or LLC before concluding an agreement with the employment center to provide subsidies for small businesses.

8. We register an individual entrepreneur or LLC. .
9. You provide the employment center with documents on registration of individual entrepreneurs and reporting documentation on all expenses (that is, what the money transferred by the state was spent on). Receipts, service agreements, invoices and other papers are suitable as evidence.

Thus, in order to receive help from the state in the form of a subsidy for your own business, you must provide a good business plan based on quality original idea. Employment center specialists are happy to consider and often make positive decisions regarding ideas in the service or manufacturing sector. It is advisable that the business plan provides for the availability of additional jobs and the availability of your own initial capital at least in an amount equal to the assistance provided.

The amount of 58 thousand rubles may seem small to some, but initial stages They can be a significant support for creating your own small business.

Help for small businesses: organizational system support + 4 detailed options.

A small business that gives its owner financial independence is the dream of everyone who does not want to work for their uncle.

Unfortunately, not everyone can boast of having a decent amount in their account to start their planned project.

Of course, there is always a way out. In this case, there are several of them - be patient and earn capital, take a loan or borrow from relatives / friends / acquaintances, .

But there is also an option like small business assistance, which comes in several types.

So, today we will talk about how our state supports the development of beginning and experienced entrepreneurs.

State assistance to small businesses: organizational system for supporting entrepreneurs

The main regulatory act that we need to rely on in the questions of our article is The federal law No. 209 “On the development of small and medium-sized businesses in the Russian Federation.”

With him full text can be found by following the link: http://www.consultant.ru/document/cons_doc_LAW_52144

Also, each region has its own body, which is responsible for implementing measures to help entrepreneurs.

Their complete list is posted on the official website of the Ministry of Economic Development of the Russian Federation in the “Small Business” section: http://economy.gov.ru/minec/activity/sections/smallBusiness

Why is it so important to support entrepreneurs?

Thus, in Russia, thanks to small and medium-sized businesses alone, more than 16 million citizens are provided with work (which is a quarter of the total employed population).

In addition, 20% of GDP comes from SMEs, although in the world this figure is close to 35%, so we have room for improvement.

The role of SMEs in the economy of an entire country is very significant. Let's briefly talk about its importance:

• creation of new jobs;
• formation of healthy competition in the market and adequate pricing of goods and services;
• revenues to budgets of all levels;
• filling those niches where large businesses cannot fit in (providing household services to the population, small wholesale, marketing).

But small and medium-sized business owners have to constantly face problems and difficulties:

• economic instability in the country;
• flaw financial resources both for opening and developing a business;
• high tax burden and complexity of preparing financial statements;
• constant changes in legislation;
• lack of personnel ( qualified specialists prefer to work for business “sharks”, ignoring entrepreneurs);
• difficulty in obtaining loans (not every bank wants to get involved with a small business).

Agree, not every experienced businessman will be able to withstand the difficulties described above, what can we say about beginners.

That is why the state must provide assistance to entrepreneurs.

In 2016, more than 11 billion rubles were allocated from the Russian budget to support SMEs.

But, unfortunately, the amount of assistance to small businesses from the state tends to decrease.

Thus, in 2014, about 20 billion rubles were allocated to support SMEs, and already in 2015 - 17 billion. In 2016, it was planned to provide financial assistance in the amount of almost 15 billion from the federal budget, but in fact it turned out to be 11 billion.

In 2017, this trend towards a decrease in financial assistance continues. The state is ready to provide only 7.5 billion rubles.

Therefore, those who count on it will have to make a lot of effort to get it.

The structure of expenses for assistance to small businesses in 2017 looks like this:

We’ve sorted out the numbers and facts, but what is the government’s assistance to small businesses?

So, there are the following forms of support for SMEs:

• financial - provision of financial resources for opening and developing small businesses (compensations, subsidies, grants, soft loans);
• property - provision of state property to entrepreneurs on the right of use ( land, industrial premises);
• information and consulting- formation information systems, and free consultations about doing business (trainings, seminars, courses);
• infrastructure- formation comfortable conditions for doing business, as well as the creation of business incubators, multi-purpose funds, entrepreneur centers;
• organizational- assistance in participation in exhibitions and fairs.

Help for small businesses: who can count?

The priority areas that the state is ready to help are:

• area of ​​food and industrial production;
• innovation;
• provision of household and utility services;
• healthcare;
• tourism, in particular ecotourism;
• folk craft and creativity.

Help for small and medium-sized businesses: 4 types

In general, 4 types can be distinguished financial assistance small and medium-sized businesses from the state. Let's look at each of them.

1. Money from the employment center (self-employment grant).

In order to combat unemployment and informal employment, the state is ready to provide one-time financial assistance for starting a small business.

The amount of assistance in 2017 is 58.8 thousand rubles.

If your business can provide work for one or more citizens, then the self-employment grant can be increased by 58.8 thousand rubles. for each hired employee.

This program applies exclusively to the opening of individual entrepreneurship and cannot be applied to:

• minors (under 16 years of age) and pensioners;
• full-time students;
• current individual entrepreneurs or founders of LLC;
• citizens with disabilities belonging to a non-working group;
• young mothers on maternity leave;
• those who work under an employment contract;
• those who refused the job offered at the employment center.

In addition to the documents that must be submitted in order to register with the employment center, in order to receive government assistance for small businesses, you will need:

• statement;
• copy of bank account;
• project.

If you are unemployed and want to get start-up capital to start your own business, you will need to take the following steps:

So, your application is approved, after which they will conclude an agreement with you that you have received money to open a business. The funds received must be spent only for their intended purpose and must be moved strictly according to plan.

You must appear within the deadlines established by the employment center to provide reports on the funds spent.

In case of violation of the terms of the contract (misuse, termination of business activities ahead of schedule) you will need help received.

2. Grants for beginning entrepreneurs.

This option of helping small businesses from the state is suitable for those who have a certain amount for its opening and development.

That is, funds are ready to compensate part of the costs of opening a business in the amount of up to 500 thousand rubles.

The grant scheme is as follows:

Drawing up a strategy.

This includes drawing up a detailed business plan that will cover production, organizational, financial, and marketing issues.

Study of public funds.

On the ministry’s website you can find bodies and funds that are ready to support.

Familiarize yourself with the areas and requirements for candidates in which organizations operate.

Preparation of documents and application.

You need to approach this stage with all responsibility, because if even one document is missing or the application is filled out incorrectly, the commission may reject your candidacy.

Submitting an application and waiting for the commission's decision.

The commission draws up a certain point system by which it evaluates submitted projects.

The one who dials greatest number points and will become a grant recipient.

The funds received can be spent on the purchase of equipment, equipment, raw materials, and covering rent, but not to pay salaries to employees. In any case, the use of money should be targeted.

Unfortunately, not everyone can receive such a grant to open a small and medium-sized business.

For the rational distribution of financial resources, the state can determine various requirements for candidates:

• entrepreneurial age no more than 2 years;
• completing basic courses on entrepreneurship;
• the business should not be associated with gaming, banking, insurance activities, as well as the provision of intermediary services and resale of goods;
• absence of debts to the state;
• employment of a certain number of people.

• laid off from their previous place of work;
• university graduates;
• single mother;
• retired military;
• disabled people.

Ideas that the commission will consider for grants:

• innovation;
• socially significant industries;
• Agriculture;
• export-oriented production;
• education;
• tourism;
• advertising, marketing.

3. Loan on preferential terms.

Getting a loan from a bank is quite difficult and painstaking work, which does not always end in success.

Therefore, why not try your luck and ask for a loan from the state, but on preferential terms?

The essence of obtaining a preferential loan comes down to the following:

1. Guaranteed lending support is provided by the Federal Corporation for the Development of Small and Medium Enterprises.
2. As of this year, preferential rates for lending to small businesses are 11%, for medium-sized ones - 10% (for comparison: you can take out a loan on regular terms at 24-25% per annum).
3. The maximum loan size is 1 billion rubles, and the term is 3 years.
4. Loans are issued to those entrepreneurs whose successful activities last for about six months.
5. Loans are not issued to those who are on the verge of bankruptcy, who have outstanding debts and questionable credit history.

A loan on preferential terms can be issued for the following purposes:

• increase in working capital;
• purchase of real estate and transport for doing business;
• participation in government contracts.

4. Subsidizing small and medium-sized businesses.

Assistance to small businesses from the state in the form of subsidies is carried out on the basis of Decree of the Government of the Russian Federation No. 1605: http://www.consultant.ru/document/cons_doc_LAW_173683

For those who don’t know: subsidies are the receipt of a certain amount of funds for specific purposes.

As a rule, money is issued free of charge and irrevocably. Unlike a grant, the amounts of which are received in tranches, the subsidy is received in one amount at once.

To help small and medium-sized businesses, the following types of subsidies are issued in the following amounts:

IN different regions The size of the subsidies may differ, but the scheme for issuing them is approximately the same:

1. Compliance check:
   • the period of activity of the enterprise is no more than 2 years;
   • no debt;
   • the candidate himself is able to cover the costs of the project in the amount of 50% of the total amount.
2. Filing an application
3. Acceptance of application
4. Competitive selection
5. Receiving subsidies, providing reports on the targeted use of assistance to small businesses.

The new government program gives beginners the opportunity

entrepreneurs to open their own business.

How to get this help is described in detail in the video:

Small Business Assistance Program

In 2017, the following government assistance programs for small businesses will be in effect:

• “Cooperation” - you can get up to 20 million rubles. for business development, namely: improving the quality of the goods produced or services provided;
• "Development" - maximum size assistance to small businesses can amount to 15 million rubles, which must be spent on improving production and creating new jobs;
• “Start” - carried out in 3 stages: 1 million rubles, 2 million rubles. and 3 million rubles. This small business assistance program focuses on the creation of new products and technologies.

The proposed list does not end here, since there are many other programs, as well as funds that provide support to entrepreneurs.

Help for small businesses is not limited only to the state. There are many foreign venture and investment funds that are ready to cooperate with young and promising entrepreneurs.

You just need to knock on all doors, and not wait for someone to sponsor your idea.

Of course, those who produce a socially significant product or have made an innovative breakthrough have a greater chance of success. But again, everything is in your hands, so don’t be lazy and start taking action.