How to be rich and happy. Achieving harmony without money

According to encyclopedic dictionary Brockhaus and Efron, wealth is a set of objects that serve to satisfy human needs and in the possession of an individual, a group of persons, or an entire nation. In other words, wealth is the abundance of material and intangible values ​​owned by an individual or society.

In practice, everything is more prosaic and wealth is often perceived as a certain amount of money and a number of other attributes. The amount of money and the quality of attributes are always individual. There is no “wealth line” analogous to the “poverty line”.

If we think in terms that wealth is measured by money, then John Davison Rockefeller can be considered the richest person in history. His fortune in 2006 equivalent could be estimated at $192 billion. He was involved in the oil industry. The richest man of our day, according to official information is Bill Gates. His fortune is estimated at $76 billion. He is the founder and head of the IT giant Microsoft.

If you look at the Forbes lists, you can see big businessmen in all positions. There is not a single engineer, doctor, or even president there. It is logical to conclude that to achieve wealth in a very large sizes I need my own business, a big one at that. You can study the biography of each of those presented on the Forbes list, but still not fully understand how to become rich. You need to work hard to achieve results. But how many people work hard, and not everyone achieves wealth.

Most rich people have one characteristic - they love what they do. They really love their work madly. And they have a significant purpose. It is unlikely that John Davison Rockefeller dreamed of a specific amount at the beginning of his journey. You can read more about his biography, ideals, concepts to understand that he did not focus solely on money.

And there is one more feature. To become truly rich, you first need to feel rich inside, to break the paradigm of a poor person. It is necessary to stop hating the rich, not envying oligarchs and corrupt officials. But how can you feel rich if you live in a small apartment on the outskirts of the city and receive a small salary from a job you hate?

This is the time to remember that wealth is not just money. It can be intangible, it can be public. It's time to remember that you live in a rich country. And it’s not just about gas and oil. If you can’t consider your culture and history rich, then at least you can imagine that you live in a rich world. High mountains, warm sun, dense forests, brilliant masterpieces of art do not belong to anyone in particular. They exist for everyone. If you still look at things down to earth, then someone would earn half their life in a small apartment on the outskirts of a metropolis, while others live in luxury, but on credit. And this also does not make a person feel rich. In general, once you are imbued with the spirit of wealth, you can look at things differently. You just need to choose something you like and that’s it. free time dedicate to him. How to make money doing what you love is an important, but technical point. If the matter does not please the heart, then the best strategy will be defeated by harsh reality.

Let's get back to luck. Luck is just success that arises as a result of a combination of circumstances. But, as they say: those who are lucky are lucky. All of the above about wealth is also true for luck. Once you feel like a lucky person, you can really notice that there are more and more happy accidents in life.

To summarize, we can say that the formula for luck and wealth is a favorite thing, a positive attitude towards life events, a feeling of being rich and lucky. But casinos, sports betting and fraudulent schemes will never make you rich, and luck will not accompany you long time in such matters. If you don’t believe me, read the biographies of famous scammers and sad stories people who went broke playing roulette.

How do rich people think and what beliefs block the path to prosperity? How to become a rich person from scratch? What books and videos should you definitely study to change your way of thinking?

Hello, dear readers, you are greeted by the founders of the business magazine HiterBober.ru Alexander Berezhnov and Vitaly Tsyganok.

Everyone wants to know how to become rich, but only units. Wealth is available to few and few are able to rise from scratch, without money and a good inheritance. Good news is that absolutely everyone a person can change his life! And this is exactly what this article will discuss.

In it we will share our vision of this issue and tell you what exactly we do in order not to work for hire, but to run a business, create passive income and live the life of our dreams.

The most important thing is to understand that wealth and poverty are by no means innate human qualities.

1. How the rich think - basic psychology

Let's answer first main question What is wealth and who is a rich person?

After all, everyone understands this in their own way.

For some, wealth is their own apartment, car and the opportunity to vacation abroad 2 times a year, but for others even a million dollars a month will not be enough.

Let's continue.

Probably the most precise definition wealth was given by Robert Kiyosaki, an American millionaire and writer. In his opinion:

Wealth- this is the amount of time you can not work while maintaining a comfortable standard of living.

Rich man- this is a citizen who has the opportunity not to work for money, but owns assets and receives passive income from them in sufficient quantities for himself. That is, income that does not depend on his labor efforts. Such people are also called “rentiers” - this is a person who lives on interest from his capital.

It turns out that wealth is measured not by money, but by TIME, since all people need different quantities money, but life time is limited and it is not advisable to spend it on something that does not bring pleasure. Most people have a job they don’t like all the time, but it’s important to do what you love, because this is the only way to understand how to become rich and free from external circumstances.

Consider the following questions:

• Why are some people able to make money and others not?
• Why do some people work from morning to night and receive pennies, while others manage not only to work, doing what they love, but also to actively relax?
• Why do some manage to lure money luck, while others live from paycheck to paycheck or even in debt?

These questions are of interest to every person, but to most they seem rhetorical.

However, psychology experts will say that there is practically no rhetoric in these issues.

Poverty and Wealth– questions are not so much about luck as approach to life And way of thinking.

This doesn't mean that changing your thoughts will instantly make you a millionaire, but it will definitely help you start taking the right steps in that direction. One desire “I want” is, of course, not enough. Even the laziest people want to get rich. It is important not only to want, but also to try to put your desires into practice.

And if the treasured million no longer seems unattainable for you, then read about how to earn it and become a millionaire.

As you can see, any wealth guide insists on a change in thinking. Think like rich people and you will definitely become one. But what does this mean in practice? Changing your way of thinking is not easy - it’s not enough just to change your thoughts, you also need to transform your own behavior.

However, there is a difference between the thinking of the rich and the poor. Let's try to express this difference clearly.

13 differences in the thinking of rich and poor people:

1. Rich and wealthy people are confident that they are the creators of their own destiny., while poor people believe that they were destined to be poor. Such people continue to go with the flow, without even trying to change anything.

   Advice: Stop swimming with the flow - it's time to get out of the river and onto the shore!

2. Rich people work to increase their income, the poor - to make ends meet.
3. Rich people dream less and do more, although positive and clearly defined goals are not at all alien to wealthy people.
4. Rich people are always open to new ideas and opportunities., while the poor are fixated on their problems and surrounding circumstances.

   If you are not satisfied with the circumstances of your life - change them!

5. Rich people learn from successful people by adopting their behavior patterns and communicating with them. Poor people are more likely to associate with losers and even poorer people to improve their self-esteem. We have already written about this earlier.
6. Wealthy and successful people do not envy other people's successes, but try to benefit from other people’s achievements useful experience, the poor are outraged by the good fortune of others.
7. Rich people are confident and openly proclaim their successes.
8. The rich are not afraid of temporary difficulties, preferring not to panic in difficult situations, but to solve the problem pragmatically.
9. The rich view their income as the result of their own labor., the poor count the number of hours spent working.
10. The rich can quickly change tactics, strategy, even the general direction of activity and life. The poor complain, but continue to follow a path that is often chosen not even by them, but by life circumstances.
11. Wealthy and successful people continue to learn throughout their lives, developing and improving, the poor believe that they are already smart enough, “they were just unlucky.”
12. Successful businessmen never stop Having reached a specific level, they continue to develop and improve, bringing to life the most daring plans and dreams.
13. Rich people think about money pragmatically and logically, not emotionally. The average person continues to have low level income, thinking about money and wealth at the emotional level, and a successful businessman looks at finance as a tool that opens up certain prospects for him.

And the most important thing- the rich are always work for themselves . Even if they do not own a firm or company, they always occupy a position that allows them to act independently and make their own decisions, rather than implementing someone else's ideas.

What matters is not where you are, but where you are going!

Thinking that you are working for someone else is a big mistake. Be independent in everything, especially in your own finances. Don't let other people manage your time and money. The best way getting paid on time is pay it to yourself.

However, if you are reading this article, it means that you are already taking the first steps towards achieving expressed and obvious financial independence.

2. Iron principles of wealth

The main principles of wealth have many similarities with points regarding the characteristics of thinking. The basics of behavior for successful and rich people are not so much instructions as recommendations. Every wealthy person knows an individual recipe for success, which is not always suitable for others, but almost all successful people intuitively or consciously use identical behavior patterns in most life situations.

Rich people never blindly rely on the opinion of the majority: they do not act as the average individual would act in a particular situation. Successful people always have a non-trivial move in stock - this is what makes them successful.

Where most lose, a lucky person with a positive mindset and creative approach wins. The secrets of rich people lie, however, on the surface: the main thing is to use them correctly.

Habits of rich people

Pay attention to some habits common to most rich people:

1. Rich people always know what they will do today. Even if millionaires don't go to work, they use various planning services own day, which helps to allocate time, and therefore finances, more efficiently.
2. Rich people rarely waste time on useless entertainment. They don’t watch TV, and if they read, it’s not fiction, but literature that helps them become even more developed, earn millions and become millionaires.
3. Wealthy people are able to devote themselves completely to work.
4. Successful people surround themselves with like-minded people– positive and successful businessmen, representatives of independent and creative professions.
5. The rich take care of their health and nutrition: They care about how they look and feel.
6. Wealthy citizens believe more in own strength than abstract luck: for this reason, rich people rarely play the lottery. If they engage in gambling, it is only on a professional level.

Don't think that becoming a millionaire is easy or that being rich is easy and fun. The life of a wealthy person is daily work and an impressive amount of time spent. Another thing is that most rich people do what they love.

Find something you love and you'll never have to work

Confucius

In this regard, the life of representatives of creative professions looks especially attractive: they do what they like and what others like.

But not everyone can become popular and successful actors, writers and artists. Nevertheless, if you have talents and abilities, under no circumstances ignore them, do not “bury them in the ground,” but continue to develop them, even if at first it does not bring much income.

Creativity can be demonstrated in almost all areas human activity.

The first rule for achieving success is to learn to love and appreciate your own work. If you perceive work as a necessary evil, and are used to spending weekends on the couch in front of the TV, then the path of wealth is not for you.

For results to appear, you need not only a creative, but also an active approach. At the same time, activities must also be done for a reason, but with a specific purpose. In this case, our goal is to achieve prosperity, prosperity and wealth.

Remember that greed and stinginess are human qualities that block the path to wealth. If you want to receive a lot, you must be able to give a lot.

Generosity of soul is a quality that every truly rich person possesses. At the same time, you need to be able to give not only money, but also time.

3. How to become rich and successful from scratch - 7 steps to wealth and prosperity

Now let’s move on to practice and start getting rich from today. Carefully study the 7 steps that will help you achieve wealth not in the distant, vague future, but in the very near future. However, we warn you that we are not talking about next week: becoming a truly financially independent person takes years.

Step 1. Decide to become rich and set a goal.

When you decide to become rich, you are choosing a different way of life and a different way of thinking.

From now on, you should not waste time: every step you take will be subordinated to a specific goal. This does not mean that your life will turn into hard labor: on the contrary, it will become full of creativity and original ways of behavior. Attracting money to yourself means becoming a professional in several areas of human activity at once, such as finance, marketing and interpersonal relationships.

Having decided to become a wealthy and successful person, you make a choice about your future life path– now you will no longer have time to complain about fate and look for the reasons for failure in the people around you. From now on, you will have to rely only on yourself and learn solely from your own mistakes. But your well-being will depend not on the whims of your superiors, but on your own skills and abilities.

Successful people think a lot and productively about their own goals. Thus, they participate in a process of continuous movement towards these goals: at the same time, the goals themselves begin to gradually move towards them. If you visualize your dreams and talk about them more often, you will be more likely to achieve more in life than the average person.

The billionaire and coach in the field of business and personal effectiveness conducted a study of what rich people think about and found out that they think about the following two things:

1. What do they want(that is, about your goals);
2. How to achieve this(that is, what to do to realize these goals).

If you want to get rich, become a millionaire and live the life of your dreams, you should ask yourself these 2 questions as often as possible. After all, talking about specific plans is more pleasant than complaining about a low salary and debts.

Step 2: Find a mentor

The second step is to find a mentor. Going towards a goal on your own is noble, but sometimes very tiring and time-consuming. After all, every outstanding athlete has a coach, so you should find such a coach.

A knowledgeable person will help you avoid typical mistakes newcomers and reduce their number. Making mistakes, of course, is useful, but it is better to do this at the very beginning of your “creative” path, when their consequences will not be as destructive as they may be in the future.

Step 3. Acquire the Habits of Rich People

We have already written above about the habits and behavior of rich people. Now you need to start following these tips to the letter. You can simply write down recommendations point by point and try to implement them at every opportunity.

For example: stop watching entertainment programs on TV from today or playing video games. computer games. Start investing time in education, but not the kind that is given in schools and institutes. After all, it was precisely this kind of education that led most people to work until retirement for “pennies.”

Here we are talking more about self-education .

Read, watch videos and study such authors as Napoleon Hill, Brian Tracy, Robert Kiyosaki, Vladimir Dovgan, Alex Yanovsky, Bodo Schaefer, Anthony Robbins, Jim Rohn, Robin Sharma, Donald Trump.

At the same time, age does not play a role: today you can earn money and start your path to wealth without even leaving home (via the World Wide Web).

If you gain new knowledge and develop professional skills that are in demand in the modern “market”, then it does not matter how old you are - the only important thing is how you can apply this knowledge in practice.

Step 4: Change your environment and lifestyle

By creating your environment, you create yourself. Start communicating with successful and financially independent people, change your social circle.

After all, we turn into those with whom we communicate.

Tell me who your friend is and I will tell you who you are.

Folk wisdom

Stop complaining about life and talking with friends about bad luck, crises of all ages and problems with loans.

Communicate more: the wider the circle of your acquaintances, the greater the chances of achieving financial and life well-being.

Of course, every rich person always has a bunch of poor relatives and acquaintances who urgently need help or “help out”: you need to be able to fight off such acquaintances now, otherwise in the future they will deprive you of your money.

Step 5: Become financially literate

Private financial plan - a financial strategy for your life, including your financial goals, for example, saving for a certain large purchase- apartment, car. Also, the financial plan necessarily includes an assessment of your current financial situation: the amount of earnings, loans, assets and liabilities.

A personal financial advisor will help you create a financial plan. This is a person who has already been able to independently achieve his financial goals through competent planning and systematic movement towards them.

Attention!

If you spend more than you receive, you are on your way to... bankruptcy . Starting the path of a successful businessman, mobilize your strength and get rid of debts - especially those that have high interest rates. You also need to borrow money for successful projects wisely: many beginning businessmen went bankrupt due to excessive craving for loans.

Every businessman has a budget: you also need to create a budget, but you need to do it wisely. Keep records of income and expenses.

A real budget is created based on spending statistics for a certain time period.

Step 6: Start Investing

If you don't have money, time is an excellent resource for your first investment.

Invest time in knowledge that will help you understand how to become rich. So, from scratch, after a while you will be able to earn more every year and eventually gain financial freedom.

Having earned initial capital, try to use it wisely - start investing in successful projects, preferably your own. When investing in the future, do not forget about the present: remember that stinginess, greed and saving on your own health are unacceptable things.

Step 7: Be patient

Don't try to get "everything at once" right now. Learn to spend according to your income today, but don’t forget to set yourself more promising financial goals.

The path to freedom is not an easy thing, which is why less than 3% of the world's population achieve the desired well-being.

4. Working Wealth Schemes - 5 Proven Ways to Gain Financial Freedom

There are many stories of achieving wealth and real financial independence. Every wealthy person has found his original way achieving success. However, there are several work schemes that can provide a guaranteed income to anyone with the desire and ability to work for themselves.

Method 1: Create passive income

If you are unfamiliar with the concept of “passive income,” then it is too early for you to start an independent business. We give a definition: passive income is something that brings profit regardless of your daily participation in the project. Passive income is the most important part of financial independence.

Typical examples passive income:

• Renting out an apartment;
• Bank deposit (receipt of interest);
• Work with securities(receipt of dividends);
• Creating a website and using it as a platform for advertising ( this method suitable for people who have a good understanding of how Internet technologies work);
• Working as a distributor in the field network marketing(this option is preferable for sociable and sociable people).

Passive income allows you to earn income regardless of your main activity - theoretically, you can continue to go to work and receive a salary. Agree, such income will never be superfluous, even if it is only a few thousand rubles.

Method 2. Open your own business

Open yours own business easier than it seems.

Of course, to create a real business, financial investments are necessary, but some types of ways to earn money allow you to start making a profit literally from scratch. For example, you can start selling, or rather, implementing, your own knowledge and skills via the Internet. Thousands of people are already doing this right this minute.

Method 3. Engage in mediation in large transactions

Becoming an intermediary in large financial transactions means receiving a certain percentage from each transaction performed, which, if you have large sums of money, can be very, very good. For example, by becoming a good real estate seller (realtor), you can earn from $5,000 per month.

Method 4. Create your own profitable website

Creating a website is how more and more people of all ages make money. In this case, it is not even necessary to create an expensive website from scratch. For example, the site HeatherBober.ru, which you are currently on, brings in more than $3,000 in passive income and is for us, its creators, an online business.

Method 5. Start making money online

Working via the Internet is an activity in which thousands of people participate right at this moment. There are a great many ways to make money online: on our resource we consider in detail the most effective and available options- from remote work and freelancing to information business.

5. Real stories of people who became rich on their own

There are a lot of stories of people who became financially prosperous on their own and from scratch without the help of parents or rich relatives. The most famous and revealing stories are those of Steve Jobs, George Soros, and Oprah Winfrey.

– a person who became a pioneer of the era of IT technologies. We can say that Jobs created the information and digital world in which we live now. Steve was the adopted child of parents with a very average annual income.

When Jobs entered university, he was hungry, lived with friends and often ate at the temple, since there was not enough money. Having dropped out of school, Steve became interested in creating computers and then selling them, founding the legendary Apple company with his partner Siv Wozniak.

George Soros- American entrepreneur and financier who created a network of charitable organizations. Born into a middle-income Jewish family. He began his career by working in a haberdashery factory, then worked as a traveling salesman. But his passion for finance and banking took its toll and after some time Soros got a job at a bank and became actively involved in stock exchange activities.

So in one night on the stock exchange he managed to earn about 2 billion dollars. He achieved his current position in society and financial security solely through his own intelligence and determination.

Oprah Winfrey- TV presenter, actress and producer. She was born into a poor African-American family. Became the first black female billionaire in history. Forbes magazine several times named her the most powerful woman on the planet. Life's difficulties on the path to success in the field of mass media only strengthened the character of this strong woman.

Oprah Winfrey often hosts the most famous American programs and is rumored to be one of the personal consultants of the US President.

6. How to start getting rich right now - useful videos and books

Video by Robert Kiyosaki “How to become rich in 60 minutes”

The video instructions from Robert Kiyosaki “How to become rich in 60 minutes” include real advice and recommendations for getting rich from an American entrepreneur, investor and writer:

Books that will help you get rich

There is a lot of useful literature on the issues of achieving financial well-being. However, the most revealing and interesting in this matter are, in our opinion, the following books:

1) Robert Kiyosaki “Rich Dad Poor Dad”

R. Kiyosaki's books have sold around the world with a total circulation of 26 million copies. Book "Rich Dad Poor Dad" - present tutorial for those who want to achieve wealth and financial success. The work will help everyone awaken the entrepreneur within themselves.

2) Napoleon Hill “Think and Grow Rich”

Think and Grow Rich is one of the best-selling books in the world. This text teaches not only entrepreneurship, but how to achieve success in any area of ​​human activity, be it art, invention, teaching.

3) Bodo Schaefer “Mani, or the ABC of money.”

“Mani, or the ABC of Money” is a book by a successful businessman, speaker, consultant, and writer Bodo Schaefer. The works of this author have allowed many people to gain financial freedom, learn to manage their time and realize their inner potential.

7. Conclusion

So, now you know that you can become rich not only by being born into a billionaire family. Anyone who puts enough effort into it and spends a certain amount of time on realizing their dreams can achieve true financial well-being.

Remember that all rich people insist on gaining independent thinking and the ability to make their own decisions. The most important thing is to start moving in the right direction right now, stop complaining about life and start thinking creatively and positively.

We hope that our articles will help you learn not only how to become rich, but also how to properly manage your own potential in life. We wish you success in any financial endeavors!

Leave your comments below, ask your questions, share your opinion on the article, and of course, don’t forget to like!

Hello dear readers! Doesn’t each of us dream of becoming at least a little happier, richer and more successful? What brings us closer to this, we will consider in today’s article, read carefully and apply in life - urgently!

Modern life is a tough competition that only a professional can withstand. For any person in their endeavors and reach the very top career ladder naturally. But desire is only the first, albeit important, step on a long and thorny path.

Nowadays there is a popular point of view that one should pursue a career until the age of forty, so that in later life the business would give a return. Indeed, the bulk of the benefits that accompany success usually accumulate by the age of forty. What needs to be done to ensure that, if not in everything, then definitely in many ways?

The biggest obstacle to success can be doubting your abilities, believing that you can never succeed. A person sets these restrictions for himself. MirSovetov believes that to overcome them, first of all, understand yourself. And there may be several reasons for internal restrictions...

Diffidence

Sometimes a person resigns himself to the impossibility of achieving success. He tries to change something, but nothing works. In this case, some people capitulate before they give it their all, and in the end, they themselves destroy the possibility of success. Remember: any change is possible only with self-confidence, and this requires energy and persistence.

Premature disappointment

Many people try to improve themselves but fail. If this happens over and over again, a complex “it’s still in vain” may develop. Any slightest obstacle will cause a loss of strength and, naturally, failures will repeat again and again.

Even if the result you achieve is small, don’t give up. In reality, serious obstacles may arise, and a person in a collision with them is capable of folding. However, having overcome the feeling of disappointment, he can enter the fight with redoubled efforts and become more successful in his business than anyone else.

Lack of support

When a person tries to change something, a certain risk arises: failures, uncertainty, disruption of the established order of things are possible. In this case, the support of friends will help overcome the difficulties that arise during change.

Not everyone can be happy, live in harmony with themselves, if there is wind in their pocket. We live in a world with our own laws, in which finance plays an important role. And we need to take this into account.

Harvard psychologists came to the conclusion that money can only give a feeling of happiness if it contributes to the possibility of escaping poverty. Constant savings, thoughts about where to borrow ten dollars before salary, somewhat interfere with a positive outlook on this world. But at the same time, once you start earning money, it is almost impossible to stop. First you are looking for money for an extra pair of slippers, then for a trip to Turkey, then for a new car, then... then... then...

Then there comes a moment when the acquisition of new expensive things becomes commonplace, a habit, and does not bring any inspiration - the feeling of happiness disappears without a trace. At the same time, illusions arise that large sums, big money will help return this feeling. We are so designed that we are never satisfied with what we have. But it was precisely thanks to this human character trait that our ancestors came out of the caves, built a steam locomotive, and flew into space. Striving for better life is one of the survival programs that are embedded in us at the genetic level. But sometimes it’s worth looking back - maybe you should just stop and finally start enjoying life?

Get ready for riches

There is nothing wrong with having money. However, there are often situations when, despite having a lot of money, you still feel insecure and depressed. Moreover, some features of such a secure position may come as an unpleasant surprise to you.

Psychologists say that an increase in income is usually accompanied by an increase in expenses. In addition, the responsibility for spending increases significantly - you will constantly worry about how to save the money you earn, to ensure the existence of children and grandchildren, to increase your wealth.

The more money you make, the higher the demands your employer will place on you, the more responsibilities you will have... and the less time you will have to devote to your family. One can come to the conclusion that big money brings with it big stress. Are you ready for daily challenges, for constant pressure, for constant doubts?

By the way, a big role in our opinion about material wealth is the life model that our parents passed on to us. The attitude towards money is formed in the minds of every person in childhood, before the age of 5 years. If your family treated money as something shameful, if there was always not enough money in the family, then even when you grow up and manage to earn a lot of money, you will still feel extremely uncomfortable. You will be constantly haunted by fears of losing everything and returning again to this poor life. But if in childhood you adopted the model of abundance from your parents, then in the future you will not be afraid of any material difficulties, knowing that any troubles can be solved. You will be able to enjoy what you have now.

Scientists have proven that happy people have certain skills that allow them to enjoy life in all its manifestations. What kind of skills? First of all, life optimism. In any event, even the most unpleasant, the ability to see positive sides and not noticing any shortcomings or negativity is always very important. Have you been fired from your job? So this is great - I’ve been wanting to get a job for a long time new job, where my talents will be fully appreciated. By the way, those who work for their beloved, interesting work, are much more likely to experience a feeling of happiness.

“I want a fur coat like my friend’s!”

If you want to live in abundance, then, first of all, you should ask yourself: “Why do I need to have a lot of money?” The value of money is largely determined by the peace of mind that you get if you have a certain amount. Many people simply strive to be like everyone else, strive to keep up with their colleagues, friends, relatives, and so on. We tend to compare our wealth with the wealth of those around us. At the same time, we do not take Bill Gates as an example, but prefer to strive for the level of close, more prosperous relatives or friends.

Think about it. Think about why you need a more expensive and stylish mobile phone than your friend's? Maybe you just envy her, maybe you have some kind of complex? If you answered yes to the above questions, then you can be sure that this purchase will not bring you any satisfaction.

Advice. If you understand that you envy your friend’s financial situation, then you should find five pleasant moments in your life. For example, does she drive an expensive, luxurious car? But you have a great figure because you walk. In addition, you don’t have to waste time and nerves in traffic jams, communicate with traffic cops, and so on. By methodically doing this exercise, you can gradually get rid of envy. But if you understand that you simply need a car, then you need to do everything to get it - earn money, borrow money, take out a loan, and so on.

Money as a method of compensation

“I’m not married, but I’m still worth something, and I’ll prove it!” Failures in personal life For many women, they become the factor that puts wealth and career above family or friendship. Thus, a person who does not have close friends tries to focus on his career.

Think about it. Is it really possible that a lot of pieces of paper in your wallet can replace attention, care, love, and friendship? Think about the fact that you haven’t seen your parents for a very long time, you don’t have children, neither do men, and you only communicate with friends once every few months. Maybe you need to take a fresh look at the world and set other priorities?

Advice. There are many people who don't have what you have. Try doing charity work - help orphanage or a shelter for homeless animals. Don't limit yourself to just financial assistance, you can become a volunteer. Create new tradition- Saturday get-togethers, where you invite your friends and watch new interesting films, chat.

“I will definitely be happy... but then”

Who among us is not familiar with such thoughts: “I’ll buy myself Vacation home, new car, I’ll open a bank account, then I’ll live life to the fullest.” In this case, we can talk about the substitution of concepts - you simply forbid yourself to be happy until you achieve the implementation of your plan. Until then, you are forced to just work, work, work. And there is simply no time left for simple human joys. But psychologists, for example, say that if a person has 5 good friends, then he considers himself an accomplished and happy person.

Think about it. Maybe you just don’t know how to be happy with what you have now? Yes, all your friends admire the European-quality renovations of your apartment, but in order to do this renovation, you denied yourself little pleasures for several months and haven’t been on vacation for a long time. This attitude towards life can end with you simply forgetting how to enjoy life and ceasing to feel like a living person.

Advice. You need to learn to be happy now and here. Don't deny yourself small joys. You can outline your monthly budget - some part will go towards paying off loans and bills, some will go towards groceries and necessary purchases. And don’t forget to leave some part for entertainment and small joys.

Achieving harmony without money

There is no need to rush to change your life in pursuit of more money. Sometimes, if we are offered a big salary, we rush off to a foreign city without hesitation and agree to work without weekends or holidays. However, you should think very carefully before agreeing or refusing such a tempting offer.

List in your head everything you already have on this moment, and you will understand that this is not so little. You have a faithful husband, beloved son, best friend, and there are also prospects at work. Talk constantly about how happy you are, and you will definitely feel it in reality.

Think about it about what you lose for the opportunity to be considered a rich person. If your busy work schedule does not leave you time to communicate with your children, with your family, with your friends, then this is probably too high a cost that you are paying for your well-being.

Set limits. The race for wealth cannot go on forever. You need to be able to stop in time. Determine your limit for yourself - what amount is in your bank account, what level of salary you should have so that you can calm down and relax.

Exercise only a pleasant thing for you. No matter how high the salary in a job you don’t like, you won’t be able to get real satisfaction from such work. If you are still forced to do a job you don’t like, you should find at least some positive aspects in it that are not related to money - the importance of work, a good friendly team, and so on.

Millions of people dream of becoming rich. Wealth requires great job above oneself. Some try to earn money by honest work, combining 2-3 jobs. Hard backbreaking work will not bring income or satisfaction. The state of health is constantly deteriorating. Constant lack of sleep, irritability and regular nervous overload negatively affect general state person. Other people try to find their wealth in online work. Don't fall for television advertisements that convince you of the almighty power of a laptop. It's a delusion. We’ll look at how to quickly break out of the average-income routine and earn your first million in this article.

The phrase may seem useless, but understanding it requires informed decisions. Any feelings are mutual. A good attitude towards a loved one or acquaintance will result in a similar attitude towards you. This especially applies to loved ones and loved ones. A good relationship, a friendly atmosphere is the key good mood and spiritual balance. And where love reigns, there will always be prosperity. Kind words and deeds will certainly return as a boomerang in double size.

make up your mind

Before the poor became rich, they made the decision to change their lives and achieve success. First you need to set a goal and act according to the plan. What plan are we talking about? It is individual for everyone.

1. Target. Decide how much money you should have to be completely happy. Some people dream of very small amounts.
2. Change your lifestyle. Don't complain, don't share your problems with people around you. They have their own concerns and are not interested in yours. Better - make more necessary contacts, and stay away from “friends” who only bring trouble.
3. A balanced financial plan is required. Many magazines feature articles about rich people who became rich and successful thanks to the right financial strategy. Use only what you earn; debt will not lead to prosperity. Control for financial condition should be daily. Don’t rely only on memory – keep a special notepad or folder in your smartphone or computer. Write down your current income and expenses. Financial awareness and cost control have never hurt anyone.
4. Patience, patience again. Achieving wealth and financial well-being – difficult task. It is important to remember that you cannot achieve everything at once.

Passive income

The most sustainable way to become happy and rich reflects earning passive income. What it is? Let's take a closer look. Creating such a source of income can help you receive money in the future without additional effort. Passive income can be brought by:

• real estate investments;
• investments in shares of large companies;
• bank deposits at high interest rates;
• Forex currency market;
• own business.

Let's consider the options in more detail.

The advantage of this investment option is the ability to rent out premises. Knowing that the location of any real estate plays an almost paramount role in generating regular income will help you make a profitable investment. Availability of transport, environmental conditions, developed infrastructure, dynamics of supply and demand are the determining factors in the future cost of housing or the rental amount. Why is this so important? Because market prices change at high speed, and we should not forget about changing circumstances. If you have to sell your property, you need to take care in advance about the future attractiveness of the property you are purchasing. Even small apartment in a prestigious area you can always sell for a very favorable price. Of course, there are disadvantages to this type of investment, but they are minimal compared to the advantages.

Buying shares of prestigious and developing companies is an ideal investment Money. Indeed, in this case you can receive two types of income at once:

1. Dividends.
2. Speculative income.

Dividends are profits distributed among full shareholders. Simply put, the more shares you have, the more you will end up with. But, income also depends on the type of shares. Preferred shareholders almost always receive income on time and in large quantities, unlike ordinary holders. Often, the company does not distribute the earned funds among “mere mortals”, but tries to invest them in a new or existing project. But don’t despair: you can always get speculative income, i.e. resell your shares at a higher price than you bought them for. You just need to seize the moment and not be left “naked” at all. It is necessary to monitor the company’s activities, in particular its rating on the stock markets. If the stock price collapses, it will be impossible to recover its value.

The easiest way to earn money is to create a deposit bank account for a certain period and earn interest. The procedure is quite simple:

• choose a deposit;
• give your money;
• you receive income.

The external simplicity in the field of bank deposits hides a number of nuances that are worth voicing. Interest on a deposit in one bank may differ greatly from a similar deposit in another. Before you choose financial institution, you need to make your own rating. Study the offers, compare the terms of deposits and the amount of interest, and then make a decision on where to invest your hard-earned money. But simplicity will not help you become the richest. According to statistics recent years Regarding inflation, interest on deposits does not exceed the inflation rate, but only compensates for it. At the very least, you will be able to retain your capital in the original purchase price.

The Forex currency market is huge trading platform, open not only to professionals, but also to beginners. Trading is carried out around the clock, without breaks or weekends. Many traders successfully work on Forex and make good profits. If you decide to try yourself in this industry, act boldly. You need to register online and invest some money to get started. How to buy and sell is a different story. There is plenty of information on this issue on the Internet. The only thing is that at the initial stage you will be assigned an individual mentor who will explain everything in detail and help you over the phone or via Skype. You can make a lot of money, but you need to make an effort, the basics of technical analysis, as well as the ability to quickly react and make decisions.

Why do you need your own business? The question is modern and relevant. Anyone can do business in a known way, the choice is great. Don’t hesitate – the phrase “I will become rich” will come true. Many people before you have already taken advantage of the opportunity to work only for themselves, without following someone else’s orders. It is explainable. It is human nature to be a little lazy and feel great in this state. By running your own business, you can decide for yourself how, how much and when to make efforts to generate income. Many famous people started small. Someone opened a small store, another found himself in the fashion field, a third was able to realize himself in another unexpected way. Coco Chanel - direct to that confirmation. The main thing is to find something that interests you. And you don’t necessarily need to have a lot of capital for this.

So, let's look at the main steps on the path to wealth.

1. Decide for yourself why you need your own business? A lot depends on the answer to the question. If you are driven by the desire to sleep longer, to be idle, then do not be surprised that money will not find its way to you. It is necessary to work painstakingly and diligently for the benefit of your loved one.
2. The second important question: why do you need a lot of money? Every person strives for financial well-being, but not everyone knows how to properly manage their money. You need a specific goal or dream that you will strive for every white day. With such a plan, everything will certainly work out.
3. Be more confident in your abilities and a positive result will not keep you waiting. It is important to find a middle ground between grandiose plans and the desire to live one day at a time. If you receive a small profit, try to invest these funds in promoting the business. An active, purposeful person always has several ideas waiting to be implemented. Try to find a way to improve your business by introducing into it some features that were not used before.
4. Improve your knowledge regularly. Learn to communicate with people, take from them those qualities that will be useful. Study economics, improve your knowledge in foreign languages. Finally, sign up for psychology courses.

We have looked at just a few ways to solve the question “How to become rich.” Only you can choose which one to use. Perhaps among you there are future Bill Gates or Warren Buffetts. Yes Yes! Do not laugh. Everything depends only on ourselves. Unseen circumstances- this is just an excuse for those who don’t want anything and don’t dream of anything. The desire to turn dreams into reality is the main quality for those who really want it.